Pavitra Walvekar – Founder Story

Kudos Finance is a digital lending company that offers a complete lending solution through a full-stack platform. It has over 20 built-in APIs that make lending faster and smoother. Kudos partners with businesses in a B2B2C model, offering financial support with First Loss Default Guarantee (FLDG).

They provide a technology setup with over 40 APIs and in-house tools that can be quickly integrated, allowing businesses to start digital lending operations in less than 48 hours. Their unique lending platform combines all these APIs to ensure transparency and data accuracy for both lenders and customers.

Kudos’ technology is designed to be flexible and customizable, making it easy for FinTech companies to integrate and offer tailored solutions. This allows FinTech players to deliver the best lending solutions according to their product offerings and customer needs.

A survey by NCFE in 2019 found that only 27% of Indians are financially literate. This means most people lack basic knowledge about managing money effectively. The survey also showed differences across regions. The West Zone had the highest literacy rate at 37%, followed by the North-East Zone at 33%. However, the East Zone had the lowest rate, with just 20%.

“These numbers are worrying. With only 27% of adults in India understanding finances, it’s time to take this seriously. We need to stop avoiding money talks like they’re an uncomfortable topic at family gatherings. Financial literacy isn’t just a personal issue—it’s something society needs to address. So why not make money management a fun and regular topic at the dinner table?” says Pavitra Walvekar.

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Kudos Finance Company Profile

Kudos Finance’s Pavitra Walvekar on Bridging Financial Knowledge Gaps in India